Seguro Housing Cooperative Society Limited is a financial institution that deals with giving out Loans to small scale businesses.
We are recruiting to fill the position below:
Job Title: Loan Officer
Location: Ogba, Ikeja, Lagos
Employment Type: Full-time
Job Description
- We are searching for detail-oriented Loan Officer to join our growing institution. In this position, you will act as a liaison between applicants and our financial institution, helping qualified applicants obtain loans and set up payment plans.
- Your duties will include meeting with applicants, examining active loans, Managing New and Existing Clients, and marketing new clients.
- The ideal candidate will manage different types of loans including home loans, business loans, and individual loans. To succeed in this role, you should demonstrate excellent communication and interpersonal skills.
Responsibilities
- Meet with loan applicants to identify their needs and collect information for loan applications.
- Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
- Complete loan contracts and teach clients on policies and regulations.
- Interview applicants to define financial eligibility and establish debt payment plans.
- Monitor and update account records.
- Submit loan applications in a timely manner.
- Prepare detailed loan proposals.
- Reject loan applications and explain deficiencies to applicants.
- Respond to applicants questions and resolve any loan-related issues.
- Operate in compliance with laws and regulations.
Requirements
- OND in Finance or similar field.
- Preferred area of residence should be within Ojodu, Ogba, Ikeja, Agege, or any other area close by for the sake of proximity.
- A minimum of 1 year experience as a loan officer (Relevant experience will be an added advantage)
- Solid understanding of local, state, and federal loan regulations.
- In-depth knowledge of computer software e.g. Ms. Word, Excel and Outlook.
- Outstanding interpersonal and communication skills.
- Customer service oriented with exceptional sales skills.
Application Closing Date
23rd February, 2021.
Method of Application
Interested and qualified candidates should send their CV to: hr@segurohousing.com using the “Job Title” as the subject of the email.