CapitalSage is an integrated digital financial service group, providing people-driven empowerment and inclusive solutions for individuals and businesses for sustainable value and wealth creation in Africa. We retail world-class technologies to African businesses and individuals so that they can prosper and realise their full potential. Our agenda is anchored on three significant pillars – financial inclusion, entrepreneurial development and wealth creation – steered by the force of innovative technology.
We are recruiting to fill the position below:
Job Title: Risk Officer
Location: Ibadan, Oyo
Employment Type: Full-time
Job Description
- Identify critical risks in credit request and provide advisory on how requests be restructured in line with the bank’s risk appetite.
- Implement and manage the risk and control assessment reporting process as well as manage and maintain management reports, follow up of issues identified for conclusive resolution
- Manage the process of developing risk policies and procedures, risk limits and approval authorities.
- Undertake quality control reviews for the business units to ensure consistent implementation of policy and processes across all business units and identify any gaps, challenges and improvement measures.
- Management Executive Committees reports evaluation and monitor against business strategy and regulatory requirements
- Oversight over the credit process including approval of credit facilities.
- Undertake training to staff on inherent risks and controls in the processes within their control.
- Reporting results of risk monitoring to Management and the board.
- Conduct detailed collateral analysis, paying due attention to collateral acceptability.
- Conduct a risk profile exercise to ascertain the residual level of risk exposure in the Bank.
Qualifications / Requirements
- A First Degree in Economics, Finance or any other discipline,
- Minimum of 2 years banking experience.
- Good knowledge of accounting and relevant lending ratios.
- Experience in Risk Management
- Data Analytics and Effective communication
- Problem Solving, Critical reasoning, detail oriented.
- In depth knowledge and experience of the practical application of risk MI systems and methodologies, including experience of risk and control assessment and risk reporting.
- Good reporting skills.
Application Closing Date
31st January, 2022.
Method of Application
Interested and qualified candidates should send their CV to: applications@capitalsage.ng using the Job Title as the subject of the email.