Vacancy!!! Team Leader (Branch) at Addosser Microfinance Bank

Addosser Microfinance Bank Limited is an innovative financial institution dedicated to improving the living condition of everyday people through value-added financial products and services. The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank.
We are recruiting to fill the position below:
Job Title: Team Leader (Branch)
Location: Nigeria
Reports To: Territorial Coordinator
Main Responsibilities
o Sourcing for microfinance SME clients in identified market zones.
o Creation of quality risk assets.
o Ensuring operational excellence during the course of duty.
o Rendering financial advice to customers.
o Generate feedback to management on development in market, competitor analysis, product enhancement etc.
o Ensure credit appraisal& cash flow analysis of clients.
o Ensure all loan requirements inclusive of charges are properly communicated to clients and all documentations duly completed, executed & submitted.
o Ensure that all approved Loans are disbursed timely
o Ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower
o Ensure account opening documentations are completed by team members
o Verification of loan requests of clients for amounts not exceeding N150, 000.00 and their guarantors.
o Supervisescross selling of products by team members
o Ensure performance tracking with the use of identified reports.
o Coordination and supervision of the branch.
o Ensure the branch meets its weekly/monthly Deposit target through team marketing and creation of quality risk assets to empower customers.
o Review of the weekly / monthly prospect lists for loan and deposit clients of team members.
o Confirm status (physical state, valuation etc.) of assets/properties used as collateral by customers.
o Follow up on delinquent loans& immediately refersame to his/her supervisor
o Ensure PAR is within tolerable level as specified by management.
o Responsible for the proper use and safe keep of bank’s assets in the branch
Application Closing Date
30th November, 2020.
How to Apply
Interested and qualified candidates should:
Click here to apply online