Jobs

Vacancy!!! Account Officer At Accion Microfinance Bank Limited

Published

4 years ago

Nov 9, 2020.

Accion Microfinance Bank Limited – Established in 2006, began operations in May 2007 on license from the Central Bank of Nigeria.

Our management team comprises seasoned and distinguished professionals from diverse backgrounds complemented by the expertise of our technical partners, ACCION International. At Accion Microfinance Bank our core values, business philosophy and methodology distinguish us as one of the leading microfinance banks in Nigeria.

We are recruiting to fill the position below:

Job Title: Account Officer

Location: Lagos
Job Type: Full Time

Job Responsibilities
Liaise with community organizations, business associations, and individual entrepreneurs
Identify potential clients
Sensitize potential clients on all aspects of the loan program: procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment and default
Correctly complete loan application and evaluation process
Arrange and undertake business site visits
Verify and cross-check all information relevant to the loan application and evaluation
Evaluate the willingness and capacity to repay of the client
Ensure an appropriate guarantee is in place and documented
Determine and present loan terms and conditions to credit committee
Participate in credit committees providing input on other members? loan proposals
Prepare and present own loan proposals to credit committee
Develop relationship with each client to support the business success and cultivate loyalty
Monitor client business progress to identify any potential problems
Offer suggestions and referrals where appropriate and within company policy
Demonstrate a concern and build client rapport
Implement late repayment recovery procedures of Accion MfB
Achieve and maintain targets on portfolio at risk and loan loss
Emphasize the importance of on-time repayment with clients
Monitor repayment reports daily and client behavior patterns
Become knowledgeable and known in the assigned geographic zone
Build rapport with community, business associations and leaders
Be known and visible in the community
Provide support to peers and others within Accion MfB in uplifting its values and policies
Qualification & Experiences
A minimum of HND or BSC in Business, Banking, Finance, Accounting, Economics, and / or related fields with numerate coursework
Must have completed NYSC
Key Performance:
Required Knowledge:
Understand the local area where they are working
Independent worker; honest and of high integrity
Experience in credit of financial service industry will be an added advantage
Computer literacy
Strong financial analysis skills.
Application Closing Date
13th November, 2020.