- LASHMA Unveils “Easy Pay” to Boost Health Insurance Access in Lagos
- The system allows residents to contribute gradually toward their health insurance premiums over a three-month period
- Olatunji Rotimi said the platform functions as a digital wallet, enabling users to save toward premiums, track contributions, and even earn interest
The Lagos State Health Management Agency has stepped up efforts to widen health insurance coverage across the state, unveiling new measures aimed at improving access, boosting compliance, and reaching underserved populations, Eko Hot Blog reports.
Speaking at the agency’s first-quarter media parley in 2026, Permanent Secretary Emmanuella Zamba outlined a reform-driven approach focused on policy enforcement, payment innovation, and stronger collaboration with the media and community stakeholders.
A major highlight of the initiative is the introduction of a flexible payment platform known as “Ilera Eko Easy Pay.”
The system allows residents to contribute gradually toward their health insurance premiums over a three-month period, easing the burden of lump-sum payments. According to Zamba, the model is designed to make health coverage more accessible, particularly for low- and middle-income earners.
She also emphasised the enforcement of a 2024 executive order mandating health insurance enrolment for Lagos residents. Under the directive, individuals seeking government services must present proof of insurance coverage. The first phase of implementation has already commenced across ministries, departments, and agencies, with compliance monitoring systems in place.
Zamba noted that early results indicate improved enrolment among public sector workers, driven by directives from the state’s Head of Service. She added that the next phase will target the informal sector, including artisans, traders, and vulnerable groups, before extending to private organisations.
To strengthen awareness, the agency has expanded its engagement with the media, training 72 journalists in partnership with the International Society of Media Persons in Public Health. Zamba described the media as a key partner in shaping public understanding and encouraging uptake of health insurance.

As part of its grassroots strategy, LASHMA has restructured its operations by introducing community-level officers, area coordinators, and cluster managers to bring services closer to residents and simplify enrolment processes.
In a move to promote early awareness, the agency also organised a statewide essay competition for public school students, attracting over 700 entries. The initiative aims to build a culture of preventive healthcare among younger generations.
Further explaining the Easy Pay system, Head of Business Development Olatunji Rotimi said the platform functions as a digital wallet, enabling users to save toward premiums, track contributions, and even earn interest. He added that families can pool funds for group enrolment.
Technical Assistant to the Permanent Secretary, Nifesimi Akinnagbe, said the agency is intensifying grassroots mobilisation through town hall meetings and local government partnerships to tailor services to community needs.
He also disclosed that an equity fund remains in place to support vulnerable residents who cannot afford premiums, ensuring inclusivity in the scheme.
Beyond enrolment, the agency is focusing on improving healthcare quality. A statewide assessment has been conducted to ensure that accredited facilities meet required standards, while healthcare providers are undergoing training to align with the new policy framework.
LASHMA reaffirmed its commitment to ensuring that every Lagos resident has access to affordable and quality healthcare through sustained reforms, innovation, and stakeholder collaboration.





