Dollar To Naira Exchange Rate Today, July 28, 2026

Dollar To Naira Exchange Rate Today, July 28, 2026
Currency dealers are buying the US dollar at ₦1,403 in the parallel market.
The official reference rate for July 28, 2026, is approximately ₦1,365.86 per dollar.

The exchange rate between the US dollar and the Nigerian naira remains a major focus for individuals, businesses and investors tracking movements in the foreign exchange market.

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EKO HOT BLOG reports that as of Tuesday, July 28, 2026, the black market dollar to naira exchange rate is ₦1,412 per $1 at the selling rate, while the buying rate stands at ₦1,403 per $1.

Dollar To Naira Rate	Exchange Rate
Black Market Selling Rate	₦1,412
Black Market Buying Rate	₦1,403
CBN Highest Rate	₦1,365
CBN Lowest Rate	₦1,359
Official Reference Rate	₦1,365.86

The official reference rate available for July 28, 2026, is approximately ₦1,365.86 to $1. The rates in the parallel market may vary depending on location, demand and the dealer involved.

Dollar To Naira Black Market Rate Today

The black market exchange rate remains higher than the official market rate. According to the rates provided, currency dealers are buying one US dollar for ₦1,403 and selling it for ₦1,412.

USD To NGN	Black Market Rate
$1	₦1,412 selling
$1	₦1,403 buying

Dollar To Naira CBN Rate Today

The Central Bank of Nigeria rate provided for today shows a highest rate of ₦1,365 and a lowest rate of ₦1,359 per US dollar.

Dollar To Naira Exchange Rate Today, July 28, 2026

USD To NGN	CBN Rate
Highest Rate	₦1,365
Lowest Rate	₦1,359

The actual amount received when exchanging dollars may differ depending on the market used, transaction charges and the exchange rate offered by the financial institution or currency dealer.